We can help you achieve your dream of owning a home, with only a small down payment!
You’re likely already aware of the rental crisis that Australian tenants are facing right now. Ever rising rent prices are making it near-impossible for most families to save the money required to buy their own home. It isn’t a small problem. The crisis means that the average person is now spending more than 1/3 of their income on rent alone.
This one fact means that fewer and fewer young families ever realise their dream of owning their home.
Luckily, we are providing a solution. We can help you own your own home if you have a few dollars to put towards your future! Even if you haven’t yet considered buying your own home, consider the benefits of owning over renting:
- No Landlord to Answer To – One reason many people opt to own their own home instead of renting is simply to rid them of the control that a landlord has. Want a new puppy for your daughter? When you own your home you won’t need to ask the landlord first.
- You Won’t Be Throwing Your Money Away – When you spend your money on rent, you get nothing in return. Home ownership provides you with a way to get something back for the money you spend on a place to live.
- An Investment in Your Own Future – One thing that is certain – both rent prices and home prices will continue to rise in the long run. When you own your home you won’t be at the mercy of rising rent costs, and your future will be secured with the equity in your property.
- Possibilities – The biggest reason to own your home is simply the possibilities it allows you. Money you put into the home increases its value and you’re free to decorate, renovate, and change whatever you want!
We have helped thousands of Australian buyers buy their home and we can help put you into the home of your dreams! Click here to contact us with your housing requirements, or read on to learn how we can help you.
To prevent such events happening to them, consumers must ensure that the vendor fiance specialist they choose is one who is reputable, financially sound or otherwise they may unfortunately end up in a situation like the two ladies in this video.
Two Ways we can Help You Own Your Home
We help others, just like you, to own their home every day. There are a few ways that we can help. The most common methods that we use to get you into your new home is to match you with a rent to buy or vendor finance arrangement that fits your requirements. In either case, we put you into your new home with as little money down as possible and at a monthly payment you can afford.
Rent to Buy - How it Works...
Renting to buy your home isn’t a lot different than your average rental agreement. There is one big difference though – when you rent to buy a portion of the money you spend each months goes towards owning that home!
With a typical rent to buy agreement 20 – 30% of the money you spend goes towards the purchase price. There are a few ways that a rent to own contract can be structured. The most common structure is for the money that goes towards purchase to be set aside for the down payment, with the eventual intention of the renter using that money as a down payment and obtaining a mortgage. In other cases the rent to buy agreement may work towards the outright purchase of the property over a given period of time.
Question 56 of the Australian 2011 nationwide census asked to following question:
Of the 7 choices, choice 3 relates to dwellings purchased under a rent/buy scheme. This shows the importance and value of which the Australian government places upon rent to buy in the national home finance market.
Vendor Finance
Another common option for our buyers is vendor finance. Although this type of agreement has been around for a long while, with rising real estate prices it has recently regained popularity again in the Australian marketplace.
With a vendor finance purchase the seller takes part in financing the home. The seller may finance only a portion of the home, or in some cases they may finance all of it. In any case, again this is an excellent way to buy a home without a huge down payment. Motivated sellers get to sell their home faster than they would on the open market, and buyers can take advantage of the lower down payment (sometimes with no down payment) to buy their home faster and stop throwing money way on rent. Here is a video with a quick explanation on how vendor finance works:
We work to match sellers with buyers just like you every day. Click here to buy your home with a vendor finance option.
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Selling could take time convincing buyers specially whn the stuff you are selling is pretty unpresntable to humans' eye. Well definitely a waste of time, effort and money. You need to have the convincing powers to win a buyers heart by simply explaining the good benefits they can gain when they choose yours instead of looking for another property. You need to have the word power or the speil of the outstanding qualities your property has and how well they can be satisfied.
4/05/2012 11:12:00 AM
Own Your Home
Home selling problems can be corrected without spending a lot of money. But we need to consider things that might affect when we sell. It is either appealing or a turnoff to the buyers. Now if you're selling, you need to consider that tough home buyers are realling looking for something different in your property instead of looking on the same characteristics over and over again. Let's say for example A buyer, has looked/made an inquiry for a couple of properties and has several choices for different properties. He would probably think which of the properties he has chosen has the best feature which meets his needs and which has something different than the others.
18/04/2012 2:26:00 AM
Own Your Home
With home sales continuing to languish, home sellers need to consider alternatives to using a real estate agent to get their homes sold. Ownyourhome.com.au offers reasons why today's home sellers can successfully market their homes without estate agents. The internet has played a vital role in the program allowing users/nagivators to access the resources that may an agent need as well. Things will go as simply as sending mails. Below are the reasons to consider home sellers not to use estate agents.
9/03/2012 6:26:00 PM
Own Your Home
When the time comes to price your house for sale, you maybe tempted to price with the price you paid for it. Add a healthy makeup and call it a day. Unfortunately, that strategy is unlikely to reslut in a true reflection of your house market value. There are strategies to help you figure out how much your home is worth, and that it will be sold in the market value not overpricing and can be sold easily.
3/03/2012 9:32:00 PM
Own Your Home
Apparently, everything is on sale. When it comes to real estate, affordability is near an on time high demand. Nevertheless, pending home sales are barely creeping up. So, whats stopping buyers from running out to grab up all these affordable homes at affordable rates?
22/02/2012 3:39:00 PM
Own Your Home