Migrant accommodation ownership programs in Australia are required to solve the housing needs of immigrants. Migrants can be considered assets as well as liability to the government, assets because they bring economical gains to the country and liability because the government needs to take care of their need both material and financial needs. A migrant on entering into Australia mostly looks for rental accommodation, while very few directly enter into home ownership or stay in quarters allotted by the company. The statistics say that nearly 50% of the migrants become purchasers of property within the first four years of their arrival. It is to be noticed that many of the immigrants who arrived in Australia recently have used the Humanitarian Program.

Some of the places where immigrant population is high are cities like Sydney and Melbourne. This concentration has increased the real estate price in these localities. An immigrant nearly spends thirty percent of his income on rentals thereby making it difficult to save on down payment for loans. The high cost of living in Australia has left migrants in the hand of non profit organizations for housing assistance. Here the accommodation is provided only on a temporary basis. This made them languish from one place to another for shelter. The household income did not make it affordable for these migrants to rent a house. Migrant accommodation ownership programs have helped migrants tide over the problems of housing.

There is yet a need for widespread reforms in the housing sector, especially for migrant Australians who find buying a house a far fetched dream. The government has made adequate reforms in the migrant accommodation ownership programs, but with the migrant population rising day by day; it is felt that more reforms are needed in this area. The housing loan facilities also need to be revamped to encourage more and more migrants to purchase properties in Australia. Migrants choose one among the three housing facilities – Some migrants are provided accommodation by the company they work for and are made to bear only the rentals, this is convenient as there is no need to search for a place to stay once they land in a new surrounding. The second category of people for instance retired migrants, who choose the place to while away the remaining period of their life, buy houses for ready cash. There are business people who are interested in purchasing properties for investment purposes. The final category of people are those who are workers and do not have sufficient money for buying a house or for renting an accommodation.

Over the recent years, more and more lenders are offering loans to migrants. There are specialists who exclusively cater in migrant home loans. Using this facility they can become a property owner in Australia. The migrant population is directly or indirectly contributing to the economy, therefore it is the responsibility of the state to take care of their needs including their housing needs. Migrant accommodation ownership programs are working the right way to accommodate the immigrants in Australia.